Experiences, Offer Buy Now, Pay Later

How to configure your payment settings to offer Buy Now, Pay Later or Pay in 4 instalments

Tyra avatar
Written by Tyra
Updated over a week ago

With Tashi, you can offer guests a wide range of different payment methods using our premium Stripe payment gateway integration, including a Pay in 4 instalments option.



Offering a Pay in 4 instalment option

When it comes to offering a Pay in 4 instalments, you have two options:

(A) Offer Pay in 4 as the only checkout option

(B) Offering Pay in 4 as one of two checkout options

Depending on which method you choose, you'll select different options in each of the 3 steps required to set them up:

  1. Configure the Checkout Options

  2. Update the Payment Step user text

  3. Charge saved card in line with the instalment plan


Step 1: Configure the Checkout Options

(A) Offering Pay in 4 as the only checkout option

You can use the instant collection or hold feature to collect the initial payment and then save the user’s card details to charge them later.

In the Rate section of the Product editing wizard, go to Overview-> Payment Options and choose:

  1. What amount do you want to collect?: Deposit

  2. Checkout Payment Type: Instant Payment only

  3. How must deposit do you require?: Your desired amount or %

  4. Tick the 'Save Card Details' box

(B) Offering Pay in 4 as one of two checkout options

You can use the instant collection or hold feature to collect the full amount or give them an option to pay the first of four instalments and then save the user’s card details to charge them later.

In the Rate section of the Product editing wizard, go to Overview-> Payment Options and choose:

  1. What amount do you want to collect?: Deposit

  2. Checkout Payment Type: Block Funds only

  3. Select the amount type to block: Enter Custom Amount

  4. Enter the custom amount to block: 25 % (Percentage)

  5. Tick the 'Save Card Details' box

  6. Tick the 'Allow Customers to block full amount' box

Pro Tip💡: This configuration will block the funds on the guest's cards. To charge their card when you want to collect a payment, follow the instructions in step 3 below.


2. Updating the Payment Step Text

To describe your payment options to the Guest (user), you can customise what text appears in the final checkout step.

To do so, go to Experiences-> Settings-> Business and Finance Setup -> Payment Text. There you can edit the different text fields for each configuration.

(A) Offering Pay in 4 as the only checkout option

For this step, you'll want to update the ‘’Instant Payment (no options)’ field at the bottom for your preferred Heading and Description.

Pro Tip💡: Use the AMOUNT placeholder to insert the amount due to checkout.

(B) Offering Pay in 4 as one of two checkout options

For this step, you'll want to update the 'Block full amount / Pay Later' and 'Block deposit amount / Later Later' fields for the two options you'll be providing.

Pro Tip💡: Use the available placeholder to insert the amounts due to checkout.


3. Charge the saved card in line with instalment plan terms

Once you’ve charged the initial instalment and saved the guest’s card, you’ll be able to charge their card for the remaining amounts as per your preferred schedule.

To charge a saved card, open up the related Booking and go to the Payments > Add Payment.

(A) Offering Pay in 4 as the only checkout option

As part of collecting the initial payment during the checkout, you saved the card details of the guest in your Stripe Account.

You have the freedom to charge their card as per the T&Cs they agreed to as part of the booking.

To charge their saved card, select the Payment Type: Saved Card.

Once that is selected, you’ll have the choice of what amount to charge, and you can add supporting notes for your internal purposes.

Pro Tip 💡: Set calendar reminders to remember when to charge the card as per the schedule of the Pay in 4 terms.

(B) Offering Pay in 4 as one of two checkout options

As part of the checkout, you placed a hold on the Guest's card and saved their card details in your Stripe Account. The hold will be visible under 'Pending Captures' in the Payment tab of the Booking.

To collect the full or initial part payment click the tick icon. This will withdraw the funds from the Guest's card and be reflected under 'Captured Payments.'

To collect the remaining amounts in the instalment plan, click 'Add Payment' and select the Payment Type: Saved Card.

Once that is selected, you’ll have the choice of what amount to charge, and you can add supporting notes for your internal purposes.

Pro Tip 💡: Set calendar reminders to remember when to charge the card as per the schedule of the Pay in 4 terms.

Tashi's payment options are designed with maximum flexibility in mind, so there are a lot of options. If you're unsure how best to configure your account, please reach out, and we'd be happy to help!

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